:root{--navy:#0b1f3a;--navy2:#102b58;--purple:#6a2c91;--green:#7fa52f;--lime:#9ccb3b;--ice:#eef5fa;--lav:#f4eff8;--text:#24324a;--muted:#667085;--white:#fff;--border:#dfe7ee;--shadow:0 14px 40px rgba(11,31,58,.09)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.65;background:#fff}img{max-width:100%;display:block}a{color:var(--purple);text-decoration:none}h1,h2,h3,h4{font-family:Georgia,'Times New Roman',serif;color:var(--navy);line-height:1.12;margin-top:0}.container{width:min(1180px,90%);margin:auto}.narrow{width:min(840px,90%)}.center{text-align:center}.eyebrow{display:inline-block;color:var(--green);font-size:.78rem;font-weight:800;letter-spacing:.12em;margin-bottom:10px}.lead{font-size:1.08rem;color:var(--muted)}
.site-header{position:sticky;top:0;background:#fff;z-index:1000;box-shadow:0 2px 16px rgba(11,31,58,.08)}.nav-wrap{min-height:86px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:12px;margin-right:auto;color:var(--navy)}.brand img{width:66px;height:66px;object-fit:contain}.brand strong{display:block;font:700 1.18rem Georgia}.brand small{display:block;color:var(--green);font-size:.68rem;font-weight:700;letter-spacing:.07em}.main-nav{display:flex;align-items:center;gap:18px}.main-nav>a,.drop-toggle{border:0;background:none;color:var(--navy);font-weight:700;font-size:.9rem;padding:15px 2px;cursor:pointer}.nav-drop{position:relative}.drop-menu{display:none;position:absolute;top:48px;left:-14px;background:#fff;border:1px solid var(--border);border-radius:12px;min-width:270px;padding:8px;box-shadow:var(--shadow)}.nav-drop.open .drop-menu{display:block}.drop-menu a{display:block;padding:10px 12px;border-radius:8px;color:var(--navy);font-weight:600;font-size:.89rem}.drop-menu a:hover{background:var(--ice)}.header-cta,.footer-btn{background:var(--green);color:#fff!important;padding:10px 17px;border-radius:999px;font-weight:800;white-space:nowrap}.menu-btn{display:none;border:0;background:none;font-size:1.7rem;color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 24px;border-radius:999px;font-weight:800;border:2px solid transparent;transition:.2s}.btn.primary{background:linear-gradient(90deg,var(--green),var(--lime));color:#fff}.btn.secondary{border-color:var(--purple);color:var(--purple);background:#fff}.btn:hover{transform:translateY(-1px)}.text-link{font-weight:800}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.page-hero{padding:80px 0;background:linear-gradient(120deg,#fff 0%,var(--lav) 55%,var(--ice) 100%);border-bottom:7px solid var(--navy)}.page-hero.compact{padding:58px 0}.page-hero h1{font-size:clamp(2.35rem,5vw,4.1rem);margin:10px 0 18px}.page-hero p{font-size:1.12rem;color:#4c5b71}.page-hero .hero-actions{justify-content:center}
.home-hero{position:relative;background:linear-gradient(120deg,#fff,var(--ice));overflow:hidden}.home-grid{min-height:570px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:40px;padding:55px 0 80px}.home-copy h1{font-size:clamp(2.8rem,5.8vw,5rem);margin:10px 0 20px}.home-copy h1 em{font-style:normal;color:var(--purple)}.home-copy p{font-size:1.17rem;max-width:630px}.home-services{display:flex;gap:24px;flex-wrap:wrap;margin:24px 0;color:var(--navy);font-weight:800}.home-photo{border-radius:26px;overflow:hidden;box-shadow:var(--shadow);background:white}.home-photo img{width:100%;height:420px;object-fit:cover;object-position:center}.brand-wave{position:absolute;left:-2%;right:-2%;bottom:-14px;height:55px;border-top:15px solid var(--green);background:linear-gradient(100deg,var(--navy),var(--purple));transform:rotate(-1deg)}
.section{padding:72px 0}.tint{background:var(--ice)}.section h2{font-size:clamp(2rem,3.5vw,3rem)}.cards{display:grid;gap:24px;margin-top:36px}.cards.cols-3{grid-template-columns:repeat(3,1fr)}.cards.cols-2{grid-template-columns:repeat(2,1fr)}.cards article{background:#fff;border:1px solid var(--border);border-radius:18px;padding:30px;box-shadow:var(--shadow);text-align:center}.card-icon{width:68px;height:68px;margin:0 auto 18px;border-radius:50%;display:grid;place-items:center;background:var(--lav);color:var(--purple);font-weight:900;font-size:1.3rem}.cards article:nth-child(2n) .card-icon{background:#eff6df;color:var(--green)}.cards h3{font-size:1.45rem}.about-teaser{display:grid;grid-template-columns:.8fr 1.2fr;gap:55px;align-items:center}.advisor-card{max-width:410px;margin:auto;border-radius:22px;overflow:hidden;background:var(--navy);box-shadow:var(--shadow)}.advisor-card img{width:100%;height:350px;object-fit:cover}.advisor-card div{padding:18px;color:white;text-align:center}.advisor-card strong,.advisor-card span{display:block}.centered-photo{max-width:420px;margin:0 auto 45px;text-align:center}.centered-photo img{width:100%;height:380px;object-fit:cover;border-radius:22px;box-shadow:var(--shadow);margin:auto}.centered-photo h2{margin:20px 0 4px}.prose p{font-size:1.05rem}.steps{display:grid;grid-template-columns:1fr 90px 1fr 90px 1fr;align-items:center;margin-top:38px}.step{text-align:center;padding:20px}.step b{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--purple);color:white;margin:0 auto 14px}.arrow{display:flex;justify-content:center;align-items:center;font-size:2.6rem;color:var(--green);height:100%;text-align:center}.cta{padding:62px 0;background:linear-gradient(110deg,var(--navy),var(--purple));color:#fff}.cta h2{color:white;font-size:clamp(2rem,3.5vw,3rem)}.cta p{max-width:780px;margin:0 auto 24px}.centered-btn{margin-left:auto;margin-right:auto}.quickpaths{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:30px 0}.quickpaths a{background:#ffffff12;border:1px solid #ffffff35;border-radius:14px;padding:20px;color:white;font-weight:800}.quickpaths small{display:block;font-weight:400}.heading-fix{text-align:center;max-width:900px;margin:55px auto 0}.heading-fix h2{white-space:nowrap}.resource-callout{max-width:820px;margin:46px auto 0;padding:18px 22px;text-align:center;background:var(--ice);border-radius:14px;font-weight:700}
.faq-section:nth-of-type(even){background:var(--ice)}.faq-list{margin-top:28px}.faq-list details{background:#fff;border:1px solid var(--border);border-radius:12px;margin:12px 0;padding:0 20px;box-shadow:0 5px 18px rgba(11,31,58,.05)}.faq-list summary{list-style:none;cursor:pointer;font-weight:800;color:var(--navy);font-size:1.05rem;padding:18px 42px 18px 0;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'＋';position:absolute;right:0;top:14px;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:var(--ice);color:var(--green)}.faq-list details[open] summary:after{content:'−'}.faq-list details p{padding:0 0 18px;margin:0}
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:45px;align-items:start}.contact-form{padding:34px;background:#fff;border:1px solid var(--border);border-radius:18px;box-shadow:var(--shadow)}.contact-form>label{display:block;font-weight:700;margin-bottom:18px}.contact-form input[type=text],.contact-form input[type=email],.contact-form input[type=tel],.contact-form textarea{width:100%;display:block;margin-top:7px;border:1px solid #aeb7c2;border-radius:7px;padding:13px;font:inherit}.contact-form textarea{height:150px;resize:vertical}.contact-form fieldset{border:0;padding:0;margin:0 0 18px}.contact-form legend{font-weight:800;margin-bottom:8px}.contact-form fieldset label{display:block;margin:8px 0}.privacy{background:var(--lav);border-left:4px solid var(--purple);padding:14px 16px;margin:18px 0;font-size:.9rem}.schedule-card{background:var(--ice);border-radius:18px;padding:34px;box-shadow:var(--shadow)}.honey{position:absolute!important;left:-9999px!important}
.disclosure{font-size:.76rem;line-height:1.55;background:#f5f7f9;color:#586579;border-top:1px solid var(--border);padding:22px 0}.disclosure a{font-weight:800}.site-footer{background:var(--navy);color:white;padding:52px 0 18px}.footer-grid{display:grid;grid-template-columns:1.3fr .7fr 1.1fr .8fr;gap:36px}.footer-brand img{width:95px;height:95px;object-fit:contain;background:white;border-radius:50%;margin-bottom:15px}.site-footer h3,.site-footer h4{color:white}.site-footer a{display:block;color:white;margin:8px 0}.service-area{color:#d7e6c0}.footer-btn{display:inline-block!important;margin-top:12px!important}.footer-bottom{width:min(1180px,90%);margin:34px auto 0;padding-top:17px;border-top:1px solid #ffffff28;display:flex;justify-content:space-between;gap:20px;font-size:.75rem}.footer-bottom a{display:inline;color:#fff}
@media(max-width:1000px){.main-nav{display:none;position:absolute;left:0;right:0;top:86px;background:#fff;padding:12px 5%;box-shadow:var(--shadow);flex-direction:column;align-items:stretch;gap:0}.main-nav.show{display:flex}.menu-btn{display:block}.header-cta{display:none}.nav-drop{width:100%}.drop-toggle,.main-nav>a{width:100%;text-align:left;padding:12px}.drop-menu{position:static;box-shadow:none;border:0;background:var(--ice);margin-bottom:6px}.home-grid{grid-template-columns:1fr}.home-photo{max-width:680px}.cards.cols-3{grid-template-columns:repeat(2,1fr)}.about-teaser,.contact-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:1fr}.arrow{height:52px;transform:rotate(90deg)}.quickpaths{grid-template-columns:1fr}.heading-fix h2{white-space:normal}}
@media(max-width:650px){.brand div{display:none}.brand img{width:58px;height:58px}.nav-wrap{min-height:76px}.main-nav{top:76px}.home-grid{padding:42px 0 74px}.home-photo img{height:300px}.home-services{gap:12px;flex-direction:column}.hero-actions{flex-direction:column}.btn{width:100%}.cards.cols-3,.cards.cols-2{grid-template-columns:1fr}.section{padding:54px 0}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.page-hero{padding:58px 0}.heading-fix h2{font-size:1.9rem}}

/* v3 cache-busted header/logo fixes */
.site-header{width:100%;}
.nav-wrap{width:min(1280px,94%);}
.brand{min-width:255px;flex:0 0 auto;}
.brand img{width:58px!important;height:58px!important;max-width:58px!important;object-fit:contain!important;border-radius:50%;}
.brand strong{font-size:1.02rem;white-space:nowrap;}
.brand small{font-size:.58rem;white-space:nowrap;}
.main-nav{margin-left:auto;}
.main-nav>a,.drop-toggle{white-space:nowrap;}
@media(max-width:1180px){.brand{min-width:auto}.brand strong{font-size:.95rem}.main-nav{gap:12px}.main-nav>a,.drop-toggle{font-size:.82rem}.header-cta{padding:9px 13px}}
@media(max-width:1000px){.brand{min-width:auto}.brand strong{font-size:1.05rem}.brand small{font-size:.62rem}.main-nav{margin-left:0}}
@media(max-width:650px){.brand{min-width:0}.brand img{width:52px!important;height:52px!important;max-width:52px!important}.brand div{display:block}.brand strong{font-size:.88rem;white-space:normal}.brand small{font-size:.5rem}}

/* Mobile polish — desktop layout unchanged */
@media(max-width:1000px){
  .nav-wrap{position:relative}
  .main-nav{max-height:calc(100vh - 86px);overflow-y:auto;overscroll-behavior:contain;z-index:1100}
  .main-nav.show{display:flex}
  .drop-toggle{display:flex;align-items:center;justify-content:space-between;gap:12px}
  .drop-menu{max-height:none;overflow:visible}
  .home-grid{gap:28px}
  .footer-bottom{align-items:flex-start;flex-wrap:wrap}
  .footer-legal-links{display:flex;flex-wrap:wrap;gap:7px;align-items:center}
  .site-footer a{overflow-wrap:anywhere}
}
@media(max-width:650px){
  .nav-wrap{width:min(94%,1180px);gap:10px}
  .brand{min-width:0;max-width:calc(100% - 60px);gap:8px}
  .brand div{min-width:0}
  .brand strong{font-size:.82rem;line-height:1.1;white-space:normal}
  .brand small{font-size:.46rem;line-height:1.25;letter-spacing:.045em;white-space:normal}
  .menu-btn{margin-left:auto;flex:0 0 auto;padding:8px}
  .main-nav{top:76px;max-height:calc(100vh - 76px);padding:10px 4% 18px}
  .main-nav>a,.drop-toggle{font-size:.95rem;padding:13px 10px}
  .drop-menu{margin:0 6px 8px;padding:6px}
  .drop-menu a{padding:10px;font-size:.88rem}
  .home-copy h1{font-size:2.55rem}
  .home-grid{gap:22px}
  .home-photo img{height:280px}
  .page-hero h1{font-size:2.35rem}
  .page-hero p{font-size:1rem}
  .section h2{font-size:2rem}
  .cards article,.contact-form,.schedule-card{padding:24px 20px}
  .footer-grid{gap:26px}
  .footer-bottom{gap:12px}
  .footer-legal-links{font-size:.78rem}
}
@media(max-width:420px){
  .container,.narrow{width:92%}
  .brand img{width:48px!important;height:48px!important;max-width:48px!important}
  .brand strong{font-size:.76rem}
  .brand small{font-size:.42rem}
  .home-copy h1{font-size:2.2rem}
  .home-copy p{font-size:1.02rem}
  .home-photo img{height:245px}
  .page-hero h1{font-size:2.05rem}
  .section{padding:48px 0}
}